First Shelbourne Services
Retirement-Focused Investment Management
First Shelbourne provides investment-management services to individuals, families, business owners, and retirees, including New York public employees. The Firm has particular experience working with police officers, municipal employees, teachers, and other professionals whose retirement planning may include pension income and deferred-compensation benefits.
Independent guidance for people transitioning from a career in public service to retirement.
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Ongoing Portfolio Management
Investment management considers retirement income sources, anticipated withdrawals, liquidity needs, tax considerations, and the portfolio’s long-term role within a client’s broader retirement circumstances.
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Retirement Account and Rollover Evaluation
When appropriate, evaluate retirement account options following a job change or retirement. Considerations may include available investment options, fees and expenses, account features, distribution rules, services, tax considerations, and the client's overall circumstances.
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Roth-Conversion Considerations
Evaluate potential Roth conversions as part of a client’s retirement-account investment strategy, considering account objectives, liquidity needs, expected tax impact, and coordination with the client’s tax adviser.
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IRA and Taxable-Account Management
The Firm manages traditional IRAs, Roth IRAs, rollover IRAs, taxable accounts, and, where appropriate, inherited IRA accounts.
Investment Approach
A long-term approach, without unnecessary complexity.
First Shelbourne uses diversified ETF model portfolios and focuses on aligning portfolio risk with each client's objectives, time horizon, liquidity needs, financial circumstances, and the role the assets are intended to serve. The approach is disciplined and long term rather than based on short-term market predictions or frequent trading.
A retirement-account rollover is not appropriate for every investor. Before recommending an account change, the Firm considers relevant plan features, available investment options, fees and expenses, services, withdrawal features, tax considerations, and the client’s overall financial circumstances.
First Shelbourne
Approaching retirement?
I can help you understand how your pension, retirement accounts, and investment portfolio fit into the next chapter of your life.
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First Shelbourne LLC is a New York state-registered investment adviser. This page is for general informational purposes and is not individualized investment, tax, legal, pension, or benefits advice. Investing involves risk, including possible loss of principal.
